Another pamphlet in the NUPGE series: Smart Money: Consumer self-defense for times like these. Scavengers in the debt crisis exposes the predatory nature of the Pay Day Loan industry in Canada. The piece explains the regulations by province, if any, to ensure readers understand what the companies can charge. The publication also sets out steps Canadians and our government can take to regulate the industry to protect people from outrageous interest and behaviour. The Smart Money series provides straightforward yet critical information on issues like these that families face today — and advice on how the public can fight back.